– VISA Wholesale Interbank FX Rates
– No Foreign Currency Conversion Fee
– No International Transaction Fee
– Access to over 150 Foreign Currencies & Accepted Worldwide
Check our Currency Exchange Rates to see how much you save.
United Currency Exchange Travel Prepaid Card allows you to enjoy VISA Wholesale Interbank Exchange Rates! Get the most competitive currency exchange rates for over 150 foreign currencies by using our travel friendly Prepaid Card.
United Currency Exchange Travel Prepaid Card gives you greater access and selection of Worldwide Foreign Currency Cash when you withdrawing banknotes from ATMs overseas and when you make payments instore/online from anywhere VISA Prepaid Card is accepted.
When you are travelling internationally or shopping online/instore, United Currency Exchange Travel Prepaid Card does not charge you any International transaction fee or foreign currency conversion fee.
Unlike a Credit Card, with United Currency Exchange Travel Prepaid Card, you can spend your hard earned money your way, locally within Australia and internationally, without worrying about any interest fees or late fees.
United Currency Exchange Travel Prepaid Card is a VISA Reloadable Card. You are in control of your own spending. Simply Top-Up your Card through our website and making a fund transfer from your bank account into your Card anywhere anytime.
Your United Currency Exchange Travel Prepaid Card is not connected with your Personal Bank Account. Your funds are held securely in a Trust Account with an Australian Financial Institution & VISA Australia.
Enjoy peace of mind knowing that you can use United Currency Exchange Travel Prepaid Card online, instore, and overseas worldwide without worrying that your Personal Bank Account can be compromised.
Here are the foreign currency exchange rates from some of our popular currencies.
| Source Currency | Destination Source |
|---|---|
 1.00 AUD |
|
1.00 AUD |
|---|
 0.6521 USD |
 0.5577 EUR |
 0.4823 GBP |
 4.6492 CNY |
 95.7637 JPY |
 57.1843 INR |
 10700.9668 IDR |
 37.2766 PHP |
 5.0766 HKD |
 1.1065 NZD |
 17202.4069 VND |
Rates updated on 01 Sep 2025, 14:30 PM
You can check our “Live” Rates to see how competitive our Wholesale Interbank Currency Exchange Rates ** can save your travel expenses.
(Please select My Card is in AUD & 0% Bank Fee on the calculator)
*Disclaimer: While United Currency Exchange does not charge ATM withdrawal fees, some ATMs may impose their own fees and set individual limits. Exchange rates are indicative and are updated frequently based on the fluctuations in the currency market. Please visit https://www.visa.com.au/support/consumer/travel-support/exchange-rate-calculator.html or click the above link to check the current exchange rates from time to time. All exchange rates are subject to change without notice. United Currency Exchange™ do not have any control to change or to update the VISA exchange rates. Exchange rates apply to the date of the transaction processed by VISA may differ from the actual date of the transaction.
Apply for United Currency Exchange Travel Prepaid Card and get your "ready-to-use" physical card delivered for "FREE" to your Residential/Business address in Australia.
Simply Top-Up your Card from our Website and check your Balance & Transaction History from the SMS link on your mobile phone.
You can use your United Currency Exchange Travel Prepaid Card to withdraw cash overseas, withdraw cash locally in Australia, and to make online/instore purchases from anywhere that VISA Prepaid Card is accepted.
| Foreign exchange Conversion Fee | FREE |
| International Transaction Fee | FREE |
| Physical Card | FREE |
| Digital Card | FREE |
| Balance Enquiry / Card Activation | FREE |
| Transaction Fee whenever you use your Card for the purchase of goods or services in Australian dollars | FREE |
| Live operator telephone enquiry for lost or stolen cards | FREE |
| Cost to administer KYC verification | FREE |
| Card Load Fee Load up less than AUD $3000 Load up from AUD $3000.05 up to AUD $15,000 | 1.00% 0.80% |
| Monthly Membership | AUD $2.50 (AUD $30/year, paid annually) |
| Disputed transaction fee (per transaction) | AUD $25 |
| Lost/stolen Visa Reloadable Card Replacement (Domestic within Australia) | AUD $20 |
| Lost/stolen Visa Reloadable Card Replacement (International) | AUD $7 + International Courier Delivery Fee |
| Daily ATM withdrawal limit | The equivalent of AUD $1,500 |
| Card Expiry Fee | The available balance on the card at the time of expiry |
| Card Cancellation & Refund Admin Fee | AUD $60 |
All transaction fees are charged at the time of transaction and are included in the total purchase price. All fees and charges are expressed in Australian dollars and are inclusive of any applicable GST. Certain merchants may charge an additional fee if the Card is used to purchase goods and/or services. This fee is determined and charged by the merchant and is not retained by us. While United Currency Exchange does not charge ATM withdrawal fees, some ATMs may impose their own fees and set individual limits.