– VISA Wholesale Interbank FX Rates
– No foreign currency conversion fee
– No International transaction fee
– Over 150 currencies & accepted worldwide
Check our Currency Conversion Rates to see how much you save.
United Currency Exchange Borderless Prepaid Card™ allows you to enjoy VISA Wholesale Interbank Exchange Rates! Get the best currency exchange rates for over 150 currencies when you travel overseas or when you make online purchase in foreign currency from Australia.
Get the best currency exchange rates for over 150 currencies when you travel overseas or when you make online purchase in foreign currency from Australia.Whether it is travelling, shopping, going to your local grocery store or going to your coffee shop; you will be able to use United Currency Exchange Borderless Prepaid Card to pay.
When you are travelling internationally or shopping online, United Currency Exchange Borderless Prepaid Card™ does not charge you any International transaction fee or foreign currency conversion fee.
Unlike a Credit Card, with United Currency Exchange Borderless Prepaid Card, you can spend your hard earned money your way, locally within Australia and internationally, without worrying about any interest fees or late fees.
United Currency Exchange Borderless Prepaid Card™ is a VISA Reloadable Prepaid Card. You are in control of your own spending. Simply Top-Up your Card through our website and making a fund transfer from your bank account into your Card anywhere anytime.
Your United Currency Exchange Borderless Prepaid Card™ is not connected with your Personal Bank Account. Your funds are held securely in a Trust Account with an Australian Financial Institution & VISA Australia.
Enjoy peace of mind knowing that you can use United Currency Exchange Borderless Prepaid Card™ online and overseas worldwide without worrying that your Personal Bank Account can be compromised.
Here are the foreign currency exchange rates from some of our popular currencies.
| Source Currency | Destination Source |
|---|---|
 1.00 AUD |
|
1.00 AUD |
|---|
 0.6554 USD |
 0.5618 EUR |
 0.4826 GBP |
 4.6993 CNY |
 95.9647 JPY |
 56.2203 INR |
 10631.2518 IDR |
 37.0130 PHP |
 5.1438 HKD |
 1.0903 NZD |
 17141.3389 VND |
Rates updated on 14 July 2025, 18:00 PM
You can check our “Live” Rates to see how competitive our Wholesale Interbank Currency Exchange Rates ** can save you money.
(Please select My Card is in AUD & 0% Bank Fee on the calculator)
*Disclaimer: Exchange rates are indicative and are updated frequently based on the fluctuations in the currency market. Please visit https://www.visa.com.au/support/consumer/travel-support/exchange-rate-calculator.html or click the above link to check the current exchange rates from time to time. All exchange rates are subject to change without notice. United Currency Exchange™ do not have any control to change or to update the VISA exchange rates. Exchange rates apply to the date of the transaction processed by VISA may differ from the actual date of the transaction.
Apply for United Currency Exchange Borderless Prepaid Card™ and get your Virtual Card in your email within 24-48 business hours.
Simply Top-Up your Card from our Website and check your Balance & Transaction History from the SMS Link on your mobile phone. No App required.
You can use Your United Currency Exchange Borderless Prepaid Card™ locally in Australia & overseas, or to make online purchase from anywhere that VISA Prepaid Card is accepted.
| Card Load Fee | -1.00% < $3,000 -0.80% > $3,000 up to $15,000 |
| Foreign exchange Conversion Fee | FREE |
| International Transaction Fee | FREE |
| Physical Card | FREE |
| Digital Card | FREE |
| Balance Enquiry / Card Activation | FREE |
| Transaction Fee whenever you use your Card for the purchase of goods or services in Australian dollars | FREE |
| Live operator telephone enquiry for lost or stolen cards | FREE |
| Cost to administer KYC verification | FREE |
| Annual Membership | $30.00 |
| Disputed transaction fee (per transaction) | $25.00 |
| Lost/stolen Visa Reloadable Card Replacement | $20.00 |
| Card Expiry Fee | The available balance on the card at the time of expiry |
| Card Cancellation & Refund Admin Fee | $60.00 |