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United Currency Exchange

Borderless Prepaid Card

– VISA Wholesale Interbank FX Rates.
– No foreign currency conversion fee
– No International transaction fee
– Over 150 currencies & accepted worldwide

Check our Currency Conversion Rates to see how much you save.

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Why United Currency Exchange Borderless Prepaid Card™

VISA wholesale Interbank Currency Exchange Rates

United Currency Exchange Borderless Prepaid Card™ allows you to enjoy VISA Wholesale Interbank Exchange Rates! Get the best currency exchange rates for over 150 currencies when you travel overseas or when you make online purchase in foreign currency from Australia.

Worldwide Access

Get the best currency exchange rates for over 150 currencies when you travel overseas or when you make online purchase in foreign currency from Australia.Whether it is travelling, shopping, going to your local grocery store or going to your coffee shop; you will be able to use United Currency Exchange Borderless Prepaid Card to pay.

NO INTERNATIONAL TRANSACTION FEE & NO FOREIGN CURRENCY CONVERSION FEE

When you are travelling internationally or shopping online, United Currency Exchange Borderless Prepaid Card™ does not charge you any International transaction fee or foreign currency conversion fee.

No interest or late fees

Unlike a Credit Card, with United Currency Exchange Borderless Prepaid Card, you can spend your hard earned money your way, locally within Australia and internationally, without worrying about any interest fees or late fees.

you are always in control

United Currency Exchange Borderless Prepaid Card™ is a VISA Reloadable Prepaid Card. You are in control of your own spending. Simply Top-Up your Card through our website and making a fund transfer from your bank account into your Card anywhere anytime.

security

Your United Currency Exchange Borderless Prepaid Card™ is not connected with your Personal Bank Account. Your funds are held securely in a Trust Account with an Australian Financial Institution & VISA Australia.

Enjoy peace of mind knowing that you can use United Currency Exchange Borderless Prepaid Card™ online and overseas worldwide without worrying that your Personal Bank Account can be compromised.

United Currency Exchange Borderless Prepaid Card™ provides you with the best foreign currency exchange rates for your needs.

Here are the foreign currency exchange rates from some of our popular currencies.
Source Currency Destination Currency

1 AUD

0.6209 USD

0.6048 EUR

0.5087 GBP

4.5526 CNY

97.9385 JPY

53.8716 INR

10,106.7648 IDR

36.4489 PHP

4.8365 HKD

1.1083 NZD

15,779.5942 VND

1.00 AUD

0.6209 USD

0.6048 EUR

0.5087 GBP

4.5526 CNY

97.9385 JPY

53.8716 INR

10.106.7648 IDR

36.4489 PHP

4.8365 HKD

1.1083 NZD

 

15.779.5942 VND

Rates last updated on 15 Jan 2025, 16:10 pm

You can check our “Live” Rates to see how competitive our Wholesale Interbank Currency Exchange Rates ** can save you money.

Rates last updated on 15 Jan 2025 , 16:10 pm

(Please select My Card is in AUD & 0% Bank Fee on the calculator)

*Disclaimer: Exchange rates are indicative and are updated frequently based on the fluctuations in the currency market. Please visit https://www.visa.com.au/support/consumer/travel-support/exchange-rate-calculator.html or click the above link to check the current exchange rates from time to time. All exchange rates are subject to change without notice. United Currency Exchange™ do not have any control to change or to update the VISA exchange rates. Exchange rates apply to the date of the transaction processed by VISA may differ from the actual date of the transaction.

How it Works

1. Sign Up & Activate

Apply for United Currency Exchange Borderless Prepaid Card™ and get your Virtual Card in your email within 24-48 business hours.

2. Top-Up

Simply Top-Up your Card from our Website and check your Balance & Transaction History from the SMS Link on your mobile phone. No App required.

3. Go Borderless

You can use Your United Currency Exchange Borderless Prepaid Card™ locally in Australia & overseas, or to make online purchase from anywhere that VISA Prepaid Card is accepted.

Rates, Fees and Charges to be paid by the Cardholder

Card Load Fee-1.00% < $3,000
-0.80% > $3,000 up to $15,000
Foreign exchange Conversion FeeFREE
International Transaction FeeFREE
Physical CardFREE
Digital CardFREE
Balance Enquiry / Card ActivationFREE
Transaction Fee whenever you use your Card for the purchase of goods or services in Australian dollarsFREE
Live operator telephone enquiry for lost or stolen cardsFREE
Cost to administer KYC verificationFREE
Annual Membership$30.00
Disputed transaction fee (per transaction)$25.00
Lost/stolen Visa Reloadable Card Replacement$20.00
Card Expiry FeeThe available balance on the card at the time of expiry
Card Cancellation & Refund Admin Fee$60.00
All transaction fees are charged at the time of transaction and are included in the total purchase price. All fees and charges are expressed in Australian dollars and are inclusive of any applicable GST. Certain merchants may charge an additional fee if the Card is used to purchase goods and/or services. This fee is determined and charged by the merchant and is not retained by us.

Eligibility